Effective Date: February 6, 2026
Spero Studios, LLC, doing business as Financial Freedom U ("Company," "we," "us," or "our"), respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website, use our courses, subscribe to our newsletter, or interact with any of our services (collectively, the "Platform").
By accessing or using the Platform, you consent to the collection and use of your information as described in this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access or use the Platform.
Information You Provide Directly
We may collect personal information that you voluntarily provide when you: create an account, enroll in a course, subscribe to our newsletter, complete a form, participate in community features, contact us, or otherwise interact with the Platform. This information may include your name, email address, phone number, billing address, payment information, and any other information you choose to provide.
Information Collected Automatically
When you access the Platform, we may automatically collect certain information about your device and usage, including your IP address, browser type and version, operating system, referring URLs, pages viewed, time spent on pages, click patterns, access times, and other diagnostic data. We collect this information through cookies, web beacons, pixel tags, and similar tracking technologies.
Information from Third Parties
We may receive information about you from third-party services you use to interact with the Platform, such as payment processors (e.g., Stripe), course hosting platforms (e.g., Kajabi), email marketing services, and analytics providers. We may also receive information if you connect a social media account to the Platform.
We use the information we collect for the following purposes: to provide, operate, and maintain the Platform and our services; to process transactions and send related information, including purchase confirmations and invoices; to send you newsletters, marketing communications, and educational content that you have opted into; to respond to your comments, questions, and support requests; to monitor and analyze usage trends to improve the Platform; to detect, prevent, and address technical issues, fraud, or security concerns; to comply with legal obligations and enforce our Terms of Service; and to facilitate introductory sessions with independent financial advisors when requested by you.
We do not sell your personal information. We may share your information in the following limited circumstances:
With service providers who assist us in operating the Platform, processing payments, sending emails, hosting content, and analyzing data. These providers are contractually obligated to use your information only for the purposes of providing services to us and are required to maintain the confidentiality of your information.
With independent financial advisors, only when you explicitly request an introductory session. In such cases, we share only the information necessary to facilitate the session (e.g., your name and email address).
When required by law, regulation, legal process, or governmental request, or when we believe in good faith that disclosure is necessary to protect our rights, your safety, or the safety of others, investigate fraud, or respond to a government request.
In connection with a merger, acquisition, reorganization, or sale of all or a portion of our assets, in which case your information may be transferred as part of that transaction. We will notify you of any such change by posting the updated Privacy Policy on the Platform.
We use cookies and similar tracking technologies to collect and store information about your interactions with the Platform. Cookies are small data files stored on your device. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device until deleted or expired).
We use cookies for essential Platform functionality, to remember your preferences, to analyze traffic and usage patterns, and to support our marketing efforts. You can control cookie settings through your browser preferences. Disabling cookies may limit your ability to use certain features of the Platform.
We may also use third-party analytics services, such as privacy-focused analytics tools, to help us understand how users interact with the Platform. These services may collect information about your online activities over time and across different websites.
We retain your personal information for as long as your account is active, as needed to provide you with our services, or as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. When your information is no longer needed for these purposes, we will delete or anonymize it in accordance with our data retention practices.
We implement commercially reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, alteration, and disclosure. However, no method of transmission over the Internet or method of electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee its absolute security, and you acknowledge that you provide your information at your own risk.
If you are a California resident, you have certain rights under the California Consumer Privacy Act ("CCPA") and the California Privacy Rights Act ("CPRA"), including: the right to know what personal information we collect, use, disclose, and sell; the right to request deletion of your personal information; the right to opt out of the sale or sharing of your personal information (we do not sell your personal information); the right to correct inaccurate personal information; and the right to not be discriminated against for exercising your privacy rights.
To exercise any of these rights, please contact us at [email protected]. We will respond to verifiable consumer requests within 45 days, as required by law.
If you are accessing the Platform from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States, where our servers are located. By using the Platform, you consent to the transfer of your information to the United States.
If you are a resident of the European Economic Area ("EEA"), United Kingdom, or other jurisdiction with data protection laws, you may have additional rights, including the right to access, rectify, port, and erase your personal data, as well as the right to restrict or object to certain processing. To exercise these rights, please contact us at [email protected].
The Platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly. If you believe that a child under 18 has provided us with personal information, please contact us at [email protected].
The Platform may contain links to third-party websites, services, or applications that are not operated by us, including but not limited to our course hosting platform, payment processors, and social media pages. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party services you access through the Platform.
Some browsers offer a "Do Not Track" feature that signals to websites that you do not want your online activity tracked. The Platform does not currently respond to "Do Not Track" signals, as there is no uniform standard for how to interpret or respond to such signals.
We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. We will notify you of material changes by posting the updated Privacy Policy on the Platform with a revised effective date. Your continued use of the Platform after any changes constitutes your acceptance of the updated Privacy Policy. We encourage you to review this Privacy Policy periodically.
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
Spero Studios, LLC
DBA: Financial Freedom U
Email: [email protected]